If you’ve ever wondered if Idaho is a no-fault or at-fault state for auto insurance, or wondered what no-fault and at-fault mean…here are your answers.
Idaho is an at-fault state. At-fault means you are responsible for the damages you cause to a third party and must report the claim under your insurance. Conversely, in a no-fault state, both parties involved in an accident must file a claim with their own insurance company regardless of who is at-fault.